wallpaper Day 14, College

Dutch Uncle Talk Number 14.

COLLEGE OR ADVANCED TRAINING is another area that people will often over pay for what they get. Barb and I did our best to cash flow our college and finish with as small a student debt as we could. I think the semester Barb did her Student teaching we took out a loan for $500 . When Barb started teaching, it was in a Title 10 school and the Government paid the interest and a part of the loan each year and I don't think we had any carry over. We cash flowed most of my education due to the GI Bill. Barb also taught the last two years of my education. Look to the GI Bill, work programs where the employer will pay a good portion of the cost and get as many hours as cheaply as possible. Live at home and attend a local Junior or Community College. Go for the high priced college only as a last resort. If you know that a Masters in Social Work only pays a starting salary in most other fields, don't go in major debt to get one. I meet people that owe over $100,000 for an education that costs way more than the earning power. I also ask people can they eat their education? What I mean is there a real job out there for that degree? Most Business Degrees and teaching degrees are a ticket to quick employment. There is a growing need for people that can install or fix things. Consider the local Trade school for Heating and cooling or electricity.

The area that I want everyone to consider is to never stop learning. Even once you are certified in a field, there is a good amount of continuing education. Read as much as you can stand and 50% of that needs to be in your field.

Good Luck and Good Learning.

MUD